{"id":688,"date":"2026-09-07T06:32:29","date_gmt":"2026-09-07T06:32:29","guid":{"rendered":"https:\/\/bred.mg\/?p=688"},"modified":"2026-10-27T09:04:39","modified_gmt":"2026-10-27T09:04:39","slug":"organisations-ouvrir-un-compte","status":"publish","type":"page","link":"https:\/\/bred.mg\/mg\/organisations-ouvrir-un-compte\/","title":{"rendered":"Ouvrir un compte pro"},"content":{"rendered":"\n<style>\n\/* Transition douce *\/\n.anim-bouton {\n  transition: transform .2s ease, box-shadow .2s ease,\n              background-color .25s ease, color .25s ease !important;\n}\n\n\/* Au survol : on supprime les voiles d\u00e9coratifs (pseudo-\u00e9l\u00e9ments) du th\u00e8me *\/\n.anim-bouton.anim-on::before,\n.anim-bouton.anim-on::after,\n.anim-bouton.anim-on *::before,\n.anim-bouton.anim-on *::after {\n  background: transparent !important;\n  background-image: none !important;\n  opacity: 0 !important;\n}\n\n@media (prefers-reduced-motion: reduce) {\n  .anim-bouton, .anim-bouton * { transition: none !important; }\n}\n<\/style>\n\n<script>\n(function () {\n  var COULEUR_SURVOL = '#00C1F2';\n  var TEXTE_SURVOL   = '#fff';\n  var LUEUR = '0 0 0 3px rgba(255,255,255,.35), 0 6px 22px rgba(0,193,242,.65)';\n  var LUEUR_CLIC = '0 0 0 2px rgba(255,255,255,.25), 0 2px 8px rgba(0,193,242,.45)';\n  var DEBUG = true;   \/\/ affiche dans la console les \u00e9l\u00e9ments color\u00e9s ; mets false ensuite\n\n  function inf(a, b) { return Math.max(a, b) === b; }   \/\/ a <= b\n  function sup(a, b) { return Math.max(a, b) === a; }   \/\/ a >= b\n\n  \/\/ Le fond est-il non transparent ?\n  function aUnFond(el) {\n    var c = getComputedStyle(el).backgroundColor;\n    if (c === 'rgba(0, 0, 0, 0)') return false;\n    if (c === 'transparent') return false;\n    return true;\n  }\n\n  \/\/ Pose un style en ligne !important en m\u00e9morisant l'ancienne valeur\n  function poser(el, prop, val) {\n    if (!el.__animSauve) el.__animSauve = {};\n    if (!(prop in el.__animSauve)) {\n      el.__animSauve[prop] = [el.style.getPropertyValue(prop), el.style.getPropertyPriority(prop)];\n    }\n    el.style.setProperty(prop, val, 'important');\n  }\n  function restaurer(el) {\n    if (!el.__animSauve) return;\n    Object.keys(el.__animSauve).forEach(function (prop) {\n      var s = el.__animSauve[prop];\n      if (s[0] === '') { el.style.removeProperty(prop); }\n      else { el.style.setProperty(prop, s[0], s[1]); }\n    });\n    el.__animSauve = null;\n  }\n\n  function preparer(btn) {\n    var survole = false;\n    var touches = [];\n\n    \/\/ Elements \u00e0 colorer : le bouton, ses descendants, et tout \u00e9l\u00e9ment de taille proche\n    \/\/ qui se trouve sous le centre du bouton (parent, voile, fond d\u00e9coratif...)\n    function elementsDuFond() {\n      var br = btn.getBoundingClientRect();\n      var liste = [btn].concat(Array.from(btn.querySelectorAll('*')));\n      var pile = document.elementsFromPoint(br.left + br.width \/ 2, br.top + br.height \/ 2);\n      pile.forEach(function (el) {\n        if (liste.indexOf(el) !== -1) return;\n        if (el === document.documentElement) return;\n        if (el === document.body) return;\n        var r = el.getBoundingClientRect();\n        if (inf(r.width, br.width * 1.4)) {\n          if (inf(r.height, br.height * 1.8)) { liste.push(el); }\n        }\n      });\n      return liste;\n    }\n\n    function allumer() {\n      if (survole) return;\n      survole = true;\n      btn.classList.add('anim-on');\n      touches = elementsDuFond();\n      var colores = [];\n      touches.forEach(function (el) {\n        if (el === btn || aUnFond(el)) {\n          poser(el, 'background-color', COULEUR_SURVOL);\n          poser(el, 'background-image', 'none');\n          colores.push(el.tagName.toLowerCase() + '.' + String(el.className).replace(\/\\s+\/g, '.'));\n        }\n        poser(el, 'color', TEXTE_SURVOL);\n        poser(el, 'opacity', '1');\n        poser(el, 'filter', 'none');\n      });\n      poser(btn, 'transform', 'scale(1.06)');\n      poser(btn, 'box-shadow', LUEUR);\n      if (DEBUG) console.log('[Bouton] elements colores au survol :', colores);\n    }\n\n    function eteindre() {\n      if (!survole) return;\n      survole = false;\n      btn.classList.remove('anim-on');\n      touches.forEach(restaurer);\n      touches = [];\n    }\n\n    btn.addEventListener('mouseenter', allumer);\n    btn.addEventListener('mouseleave', eteindre);\n    btn.addEventListener('focus', function () { if (btn.matches(':focus-visible')) allumer(); });\n    btn.addEventListener('blur', eteindre);\n    btn.addEventListener('mousedown', function () {\n      poser(btn, 'transform', 'scale(.98)');\n      poser(btn, 'box-shadow', LUEUR_CLIC);\n    });\n    btn.addEventListener('mouseup', function () {\n      poser(btn, 'transform', 'scale(1.06)');\n      poser(btn, 'box-shadow', LUEUR);\n    });\n  }\n\n  function init() {\n    var n = 0;\n    \/\/ Liens et boutons des blocs .anim-hero, et ceux marqu\u00e9s .anim-btn\n    document.querySelectorAll('.anim-hero a, .anim-hero button, a.anim-btn, button.anim-btn, .anim-btn a, .anim-btn button').forEach(function (el) {\n      if (el.dataset.animBouton) return;\n      el.dataset.animBouton = '1';\n      el.classList.add('anim-bouton');\n      preparer(el);\n      n = n + 1;\n    });\n    console.log('[Bouton] boutons prepares :', n);\n  }\n\n  if (document.readyState === 'loading') {\n    document.addEventListener('DOMContentLoaded', init);\n  } else {\n    init();\n  }\n})();\n<\/script>\n\n\n\n<div class=\"wp-block-bred-hero-image is-bg-primary-dark has-photo anim-hero\"><div class=\"wp-block-bred-hero-image__content\"><h1 class=\"wp-block-bred-hero-image__title\">Ouvrir un <em>compte pour votre entit\u00e9<\/em> chez<br>BRED Madagasikara Banque Populaire<\/h1><p class=\"wp-block-bred-hero-image__body\">Entreprises, professionnels, associations et institutions : b\u00e9n\u00e9ficiez d\u2019un accompagnement d\u00e9di\u00e9 pour choisir la solution bancaire adapt\u00e9e \u00e0 vos besoins.<\/p><div class=\"wp-block-bred-hero-image__ctas\"><a class=\"wp-block-bred-hero-image__cta is-primary\" href=\"https:\/\/bred.mg\/prise-de-contact\/\"><span class=\"wp-block-bred-hero-image__cta-label\">\u00catre accompagn\u00e9<\/span><\/a><\/div><\/div><div class=\"wp-block-bred-hero-image__media\" aria-hidden=\"true\"><img class=\"wp-block-bred-hero-image__photo\" src=\"https:\/\/bred.mg\/wp-content\/uploads\/2026\/09\/CEO-2-avec-CC-BRED-Espace-Premier-Phototheque-BMBP-preselection-\u00a9-Fireflies-1.jpg\" alt=\"\" loading=\"eager\" decoding=\"async\" fetchpriority=\"high\"\/><\/div><\/div>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<div style=\"height:9px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading has-text-align-center has-custom-css wp-custom-css-fc9fb67a\" id=\"h-nos-solutions-sur-les-comptes-d-entite\">Nos solutions sur <em>les comptes d&rsquo;entit\u00e9<\/em><\/h2>\n\n\n\n<style>\n\/* ===== Carte qui se soul\u00e8ve ===== *\/\n.anim-card {\n  transition: transform .25s ease, box-shadow .25s ease, filter .25s ease;\n  will-change: transform;\n}\n\n\/* Ic\u00f4ne et bouton : transitions *\/\n.anim-card [class*=\"icon\"] {\n  transition: transform .25s ease;\n}\n.anim-card .wp-block-bred-card-pack__cta {\n  transition: background-color .25s ease, color .25s ease, box-shadow .25s ease;\n}\n.anim-card .wp-block-bred-card-pack__cta * {\n  transition: color .25s ease;\n}\n\n\/* Petit pulse de l'ic\u00f4ne (zoom in puis zoom out) *\/\n@keyframes iconPulse {\n  0%   { transform: scale(1); }\n  50%  { transform: scale(1.18); }\n  100% { transform: scale(1); }\n}\n\n\/* Uniquement sur les appareils avec souris *\/\n@media (hover: hover) {\n  .anim-card:hover {\n    transform: translateY(-6px);\n    box-shadow: 0 14px 28px rgba(26, 42, 108, .45);\n    filter: brightness(.97);            \/* fond un peu plus fonc\u00e9 *\/\n  }\n  .anim-card:hover [class*=\"icon\"] {\n    animation: iconPulse .5s ease;\n  }\n\n  \/* Bouton de la carte survol\u00e9e (lien <a> OU simple <span>) : #00c1f2, texte blanc, lueur cyan.\n     Survoler le bouton lui-m\u00eame ne change rien : m\u00eame couleur, pas de zoom *\/\n  html body .wp-block-bred-card-pack.anim-card:hover .wp-block-bred-card-pack__cta,\n  html body .wp-block-bred-card-pack.anim-card:hover .wp-block-bred-card-pack__cta:hover,\n  html body .wp-block-bred-card-pack.anim-card:hover .wp-block-bred-card-pack__cta:focus-visible,\n  html body .wp-block-bred-card-pack.anim-card:hover .wp-block-bred-card-pack__cta:active {\n    background: #00c1f2 !important;\n    background-color: #00c1f2 !important;\n    background-image: none !important;\n    border-color: #00c1f2 !important;\n    color: #fff !important;\n    box-shadow: 0 0 14px rgba(0, 193, 242, .6) !important;\n    transform: none !important;\n    filter: none !important;\n  }\n  html body .wp-block-bred-card-pack.anim-card:hover .wp-block-bred-card-pack__cta * {\n    color: #fff !important;\n    background: transparent !important;\n  }\n}\n\n\/* Accessibilit\u00e9 *\/\n@media (prefers-reduced-motion: reduce) {\n  .anim-card, .anim-card * {\n    animation: none !important;\n    transition: none !important;\n  }\n}\n<\/style>\n\n<script>\n(function () {\n  var COULEUR = '#00c1f2';\n\n  \/\/ Pose un style en ligne !important en m\u00e9morisant l'ancienne valeur\n  function poser(el, prop, val) {\n    if (!el.__carteSauve) el.__carteSauve = {};\n    if (!(prop in el.__carteSauve)) {\n      el.__carteSauve[prop] = [el.style.getPropertyValue(prop), el.style.getPropertyPriority(prop)];\n    }\n    el.style.setProperty(prop, val, 'important');\n  }\n  function restaurer(el) {\n    if (!el.__carteSauve) return;\n    Object.keys(el.__carteSauve).forEach(function (prop) {\n      var s = el.__carteSauve[prop];\n      if (s[0] === '') { el.style.removeProperty(prop); }\n      else { el.style.setProperty(prop, s[0], s[1]); }\n    });\n    el.__carteSauve = null;\n  }\n\n  function init() {\n    var n = 0;\n    document.querySelectorAll('.anim-card').forEach(function (card) {\n      if (card.dataset.carteBtn) return;\n\n      \/\/ Bouton de la carte : .wp-block-bred-card-pack__cta (lien <a> ou <span>), sinon tout lien\n      var boutons = Array.from(card.querySelectorAll('.wp-block-bred-card-pack__cta'));\n      if (!boutons.length) boutons = Array.from(card.querySelectorAll('a'));\n      if (!boutons.length) return;\n\n      card.dataset.carteBtn = '1';\n      n = n + 1;\n\n      function allumer() {\n        boutons.forEach(function (b) {\n          poser(b, 'background-color', COULEUR);\n          poser(b, 'background-image', 'none');\n          poser(b, 'color', '#fff');\n          poser(b, 'filter', 'none');\n          poser(b, 'transform', 'none');\n          b.querySelectorAll('*').forEach(function (e) { poser(e, 'color', '#fff'); });\n        });\n      }\n      function eteindre() {\n        boutons.forEach(function (b) {\n          restaurer(b);\n          b.querySelectorAll('*').forEach(restaurer);\n        });\n      }\n      card.addEventListener('mouseenter', allumer);\n      card.addEventListener('mouseleave', eteindre);\n    });\n    console.log('[Cartes] cartes avec bouton :', n);\n  }\n\n  if (document.readyState === 'loading') {\n    document.addEventListener('DOMContentLoaded', init);\n  } else {\n    init();\n  }\n})();\n<\/script>\n\n\n\n<section class=\"wp-block-bred-section-pack alignwide is-bg-neutral has-no-header has-controls has-custom-css wp-custom-css-75ef878e\"><div class=\"wp-block-bred-section-pack__slider\"><div class=\"wp-block-bred-section-pack__viewport\" data-bred-pack-viewport=\"true\"><div class=\"wp-block-bred-section-pack__cards\">\n<article class=\"wp-block-bred-card-pack is-tone-cyan has-no-info anim-card\"><span class=\"wp-block-bred-card-pack__icon\" aria-hidden=\"true\"><i class=\"ph ph-briefcase\" aria-hidden=\"true\"><\/i><\/span><div class=\"wp-block-bred-card-pack__content\"><h3 class=\"wp-block-bred-card-pack__title\">Compte courant&nbsp;<\/h3><p class=\"wp-block-bred-card-pack__description\">Le compte utilis\u00e9 pour la gestion de vos op\u00e9rations quotidiennes : d\u00e9p\u00f4ts, retraits, virements, pr\u00e9l\u00e8vements et paiements.<\/p><\/div><a class=\"wp-block-bred-card-pack__cta\" href=\"https:\/\/bred.mg\/organisations-compte-courant\/\"><span class=\"wp-block-bred-card-pack__cta-label\">En savoir plus<\/span><\/a><\/article>\n\n\n\n<article class=\"wp-block-bred-card-pack is-tone-green has-no-info anim-card\"><span class=\"wp-block-bred-card-pack__icon\" aria-hidden=\"true\"><i class=\"ph ph-chart-line-up\" aria-hidden=\"true\"><\/i><\/span><div class=\"wp-block-bred-card-pack__content\"><h3 class=\"wp-block-bred-card-pack__title\">Compte de capital<\/h3><p class=\"wp-block-bred-card-pack__description\">Le compte utilis\u00e9 pour enregistrer les apports en capital d&rsquo;une entit\u00e9 \u00e0 cr\u00e9er ou en cours de cr\u00e9ation.<\/p><\/div><a class=\"wp-block-bred-card-pack__cta\" href=\"https:\/\/bred.mg\/contact-entreprises\/\"><span class=\"wp-block-bred-card-pack__cta-label\">Parler \u00e0 un conseiller<\/span><\/a><\/article>\n\n\n\n<article class=\"wp-block-bred-card-pack is-tone-yellow has-no-info anim-card\"><span class=\"wp-block-bred-card-pack__icon\" aria-hidden=\"true\"><i class=\"ph ph-briefcase\" aria-hidden=\"true\"><\/i><\/span><div class=\"wp-block-bred-card-pack__content\"><h3 class=\"wp-block-bred-card-pack__title\">Compte Sur Livret&nbsp;<\/h3><p class=\"wp-block-bred-card-pack__description\">Un compte d&rsquo;\u00e9pargne r\u00e9mun\u00e9r\u00e9.&nbsp;<br>Permet de mettre de l\u2019argent de c\u00f4t\u00e9, selon les conditions et modalit\u00e9s pr\u00e9vues au contrat.<\/p><\/div><a class=\"wp-block-bred-card-pack__cta\" href=\"https:\/\/bred.mg\/epargner-csl\/\"><span class=\"wp-block-bred-card-pack__cta-label\">En savoir plus<\/span><\/a><\/article>\n<\/div><\/div><\/div><div class=\"wp-block-bred-section-pack__controls\"><div class=\"wp-block-bred-section-pack__dots\" data-bred-pack-dots=\"true\" aria-hidden=\"true\"><\/div><div class=\"wp-block-bred-section-pack__arrows\"><button type=\"button\" class=\"wp-block-bred-section-pack__arrow is-prev\" data-bred-pack-prev=\"true\" aria-label=\"Pr\u00e9c\u00e9dent\"><i class=\"ph ph-arrow-left\" aria-hidden=\"true\"><\/i><\/button><button type=\"button\" class=\"wp-block-bred-section-pack__arrow is-next\" data-bred-pack-next=\"true\" aria-label=\"Suivant\"><i class=\"ph ph-arrow-right\" aria-hidden=\"true\"><\/i><\/button><\/div><\/div><\/section>\n\n\n\n<style>\n\/* ===== \u00c9tapes : apparition une par une, fondu + mont\u00e9e depuis le bas ===== *\/\n@keyframes etapeUp {\n  from { opacity: 0; transform: translateY(24px); }\n  to   { opacity: 1; transform: translateY(0); }\n}\n\n.anim-etapes {\n  --duree: .55s;    \/* dur\u00e9e d'apparition de chaque \u00e9tape *\/\n  --pas: .55s;      \/* d\u00e9lai entre le d\u00e9but d'une \u00e9tape et le d\u00e9but de la suivante *\/\n}\n\n\/* Num\u00e9ro de chaque \u00e9tape (0, 1, 2, 3...) *\/\n.anim-etapes .wp-block-bred-section-pedagogy__step:nth-child(1) { --p: 0; }\n.anim-etapes .wp-block-bred-section-pedagogy__step:nth-child(2) { --p: 1; }\n.anim-etapes .wp-block-bred-section-pedagogy__step:nth-child(3) { --p: 2; }\n.anim-etapes .wp-block-bred-section-pedagogy__step:nth-child(4) { --p: 3; }\n.anim-etapes .wp-block-bred-section-pedagogy__step:nth-child(5) { --p: 4; }\n.anim-etapes .wp-block-bred-section-pedagogy__step:nth-child(6) { --p: 5; }\n\n\/* \u00c9tapes masqu\u00e9es tant que la section n'est pas \u00e0 l'\u00e9cran (seulement si le script est actif) *\/\n.anim-etapes.anim-ready:not(.is-visible) .wp-block-bred-section-pedagogy__step {\n  opacity: 0 !important;\n}\n\n\/* L'animation se rejoue chaque fois que .is-visible est (r\u00e9)ajout\u00e9e *\/\n.anim-etapes.is-visible .wp-block-bred-section-pedagogy__step {\n  animation: etapeUp var(--duree) cubic-bezier(.22,.8,.3,1) backwards !important;\n  animation-delay: calc(var(--p, 0) * var(--pas)) !important;\n}\n\n@media (prefers-reduced-motion: reduce) {\n  .anim-etapes .wp-block-bred-section-pedagogy__step {\n    animation: none !important;\n    opacity: 1 !important;\n  }\n}\n<\/style>\n\n<script>\n(function () {\n  var DEBUG = true;   \/\/ infos dans la console (F12) ; mets false ensuite\n\n  \/\/ Vrai tant que la couverture \"Notre site \u00e9volue ...\" est affich\u00e9e et n'a pas commenc\u00e9 \u00e0 glisser\n  function couvertureEnCours() {\n    var w = document.getElementById('book-wrap');\n    if (!w) return false;\n    return !w.classList.contains('is-opening');\n  }\n\n  function init() {\n    var blocs = document.querySelectorAll('.anim-etapes');\n    if (DEBUG) console.log('[Etapes] sections trouvees :', blocs.length);\n\n    blocs.forEach(function (block) {\n      if (block.dataset.etapesInit) return;\n      block.dataset.etapesInit = '1';\n\n      var etapes = block.querySelectorAll('.wp-block-bred-section-pedagogy__step');\n      if (DEBUG) console.log('[Etapes] etapes trouvees :', etapes.length);\n      if (!etapes.length) return;\n\n      if (!('IntersectionObserver' in window)) { block.classList.add('is-visible'); return; }\n      block.classList.add('anim-ready');\n\n      var visible = false;\n      var attente = null;\n\n      \/\/ D\u00e9clenchement : 40 % de la section visible (moins si elle est plus haute que l'\u00e9cran)\n      var seuil = Math.min(0.4, (window.innerHeight \/ Math.max(block.offsetHeight, 1)) * 0.9);\n\n      function arreterAttente() {\n        if (attente) { clearInterval(attente); attente = null; }\n      }\n\n      function montrer() {\n        if (visible) {\n          block.classList.add('is-visible');          \/\/ d\u00e9marre l'animation\n          if (DEBUG) console.log('[Etapes] animation lancee');\n        }\n      }\n\n      function essayer() {\n        arreterAttente();\n        if (!couvertureEnCours()) { montrer(); return; }\n        attente = setInterval(function () {\n          if (!couvertureEnCours()) { arreterAttente(); montrer(); }\n        }, 100);\n      }\n\n      var io = new IntersectionObserver(function (entries) {\n        entries.forEach(function (e) {\n          var assez = false;\n          if (e.isIntersecting) {\n            assez = (Math.max(e.intersectionRatio, seuil) === e.intersectionRatio);\n          }\n          if (assez) {\n            if (!visible) { visible = true; essayer(); }\n          } else if (e.intersectionRatio === 0) {\n            visible = false;                           \/\/ totalement sortie : on r\u00e9arme\n            arreterAttente();\n            block.classList.remove('is-visible');\n          }\n        });\n      }, { threshold: [0, seuil] });\n      io.observe(block);\n    });\n  }\n\n  if (document.readyState === 'loading') {\n    document.addEventListener('DOMContentLoaded', init);\n  } else {\n    init();\n  }\n})();\n<\/script>\n\n\n\n<section class=\"wp-block-bred-section-pedagogy is-bg-none has-cols-4 is-badge-filled is-badge-shape-square has-header has-cta anim-etapes\"><header class=\"wp-block-bred-section-pedagogy__header\"><h2 class=\"wp-block-bred-section-pedagogy__title\">Ouvrir\u00a0votre\u00a0compte en 4 \u00e9tapes<\/h2><\/header><ol class=\"wp-block-bred-section-pedagogy__steps\"><li class=\"wp-block-bred-section-pedagogy__step\"><span class=\"wp-block-bred-section-pedagogy__badge\" aria-hidden=\"true\">1<\/span><h3 class=\"wp-block-bred-section-pedagogy__step-title\">Contactez-nous<\/h3><p class=\"wp-block-bred-section-pedagogy__step-description\">Un responsable de client\u00e8le  \u00e9change avec vous pour identifier le compte et les services adapt\u00e9s \u00e0 votre activit\u00e9.<\/p><\/li><li class=\"wp-block-bred-section-pedagogy__step\"><span class=\"wp-block-bred-section-pedagogy__badge\" aria-hidden=\"true\">2<\/span><h3 class=\"wp-block-bred-section-pedagogy__step-title\">Pr\u00e9parez vos documents<\/h3><p class=\"wp-block-bred-section-pedagogy__step-description\">R\u00e9unissez les pi\u00e8ces n\u00e9cessaires \u00e0 l&rsquo;ouverture de votre compte.<\/p><\/li><li class=\"wp-block-bred-section-pedagogy__step\"><span class=\"wp-block-bred-section-pedagogy__badge\" aria-hidden=\"true\">3<\/span><h3 class=\"wp-block-bred-section-pedagogy__step-title\">Rencontrez votre conseiller<\/h3><p class=\"wp-block-bred-section-pedagogy__step-description\">Un rendez-vous en agence permet de finaliser votre dossier et de r\u00e9pondre \u00e0 vos questions.<\/p><\/li><li class=\"wp-block-bred-section-pedagogy__step\"><span class=\"wp-block-bred-section-pedagogy__badge\" aria-hidden=\"true\">4<\/span><h3 class=\"wp-block-bred-section-pedagogy__step-title\">Activez votre compte<\/h3><p class=\"wp-block-bred-section-pedagogy__step-description\">Une fois votre dossier complet r\u00e9ceptionn\u00e9 et accept\u00e9 par la banque, votre compte est ouvert sous 5 jours ouvr\u00e9s en moyenne.<\/p><\/li><\/ol><div class=\"wp-block-bred-section-pedagogy__cta-row\"><a class=\"wp-block-bred-section-pedagogy__cta\" href=\"https:\/\/bred.mg\/contact-entreprises\/\"><span class=\"wp-block-bred-section-pedagogy__cta-label\">Parler \u00e0 un conseiller<\/span><\/a><\/div><\/section>\n\n\n\n<style>\n\/* ===== Apparition des arguments : un par un, fondu + mont\u00e9e depuis le bas ===== *\/\n@keyframes reassureUp {\n  from { opacity: 0; transform: translateY(26px); }\n  to   { opacity: 1; transform: translateY(0); }\n}\n\n.anim-reassure {\n  --duree: .7s;    \/* dur\u00e9e de l'apparition de chaque argument *\/\n  --pas: .75s;     \/* d\u00e9lai entre le d\u00e9but d'un argument et le d\u00e9but du suivant *\/\n}\n\n\/* Masqu\u00e9 tant que le bloc n'est pas visible (seulement si le script est actif) *\/\n.anim-reassure.anim-ready:not(.is-visible) .anim-pill > * { opacity: 0; }\n\n\/* L'animation se rejoue chaque fois que .is-visible est (r\u00e9)ajout\u00e9e.\n   --p = num\u00e9ro de la pastille (0, 1, 2, 3), pos\u00e9 par le script ;\n   --d = petit d\u00e9calage interne (ic\u00f4ne, puis titre, puis description) *\/\n.anim-reassure.is-visible .anim-pill > * {\n  animation: reassureUp var(--duree) cubic-bezier(.22,.8,.3,1) backwards;\n  animation-delay: calc(var(--p, 0) * var(--pas) + var(--d, 0s));\n}\n.anim-reassure.is-visible .anim-pill > *:nth-child(1) { --d: 0s;   }  \/* ic\u00f4ne *\/\n.anim-reassure.is-visible .anim-pill > *:nth-child(2) { --d: .08s; }  \/* titre *\/\n.anim-reassure.is-visible .anim-pill > *:nth-child(3) { --d: .16s; }  \/* description *\/\n\n@media (prefers-reduced-motion: reduce) {\n  .anim-reassure .anim-pill > * { animation: none !important; opacity: 1 !important; }\n}\n<\/style>\n\n<script>\ndocument.addEventListener('DOMContentLoaded', function () {\n  document.querySelectorAll('.anim-reassure').forEach(function (block) {\n    \/\/ Num\u00e9rote les pastilles : 0, 1, 2, 3\n    block.querySelectorAll('.anim-pill').forEach(function (pill, i) {\n      pill.style.setProperty('--p', i);\n    });\n\n    if (!('IntersectionObserver' in window)) { block.classList.add('is-visible'); return; }\n    block.classList.add('anim-ready');\n\n    \/\/ Bloc enti\u00e8rement visible (98 % pour \u00e9viter les soucis d'arrondi).\n    \/\/ Si le bloc est plus haut que l'\u00e9cran (mobile, pastilles empil\u00e9es),\n    \/\/ on d\u00e9clenche d\u00e8s que l'\u00e9cran en est enti\u00e8rement rempli.\n    var seuil = Math.min(1, window.innerHeight \/ Math.max(block.offsetHeight, 1)) * 0.98;\n\n    var io = new IntersectionObserver(function (entries) {\n      entries.forEach(function (e) {\n        var assez = false;\n        if (e.isIntersecting) {\n          assez = (Math.max(e.intersectionRatio, seuil) === e.intersectionRatio);\n        }\n        if (assez) {\n          block.classList.add('is-visible');      \/\/ d\u00e9marre \/ relance l'animation\n        } else if (e.intersectionRatio === 0) {\n          block.classList.remove('is-visible');   \/\/ totalement sorti : on r\u00e9arme\n        }\n      });\n    }, { threshold: [0, seuil] });\n    io.observe(block);\n  });\n});\n<\/script>\n\n\n\n<section class=\"wp-block-bred-section-reassurance is-bg-accent-mg has-cols-3 has-header anim-reassure\"><header class=\"wp-block-bred-section-reassurance__header\"><h2 class=\"wp-block-bred-section-reassurance__title\">Pourquoi choisir <br>BRED Madagasikara Banque Populaire ?<\/h2><\/header><div class=\"wp-block-bred-section-reassurance__list\">\n<div class=\"wp-block-bred-reassurance is-tone-accent-mg is-size-md anim-pill\"><span class=\"wp-block-bred-reassurance__bubble\"><i class=\"ph ph-bank\" aria-hidden=\"true\"><\/i><\/span><p class=\"wp-block-bred-reassurance__label\"><strong>La solidit\u00e9 d\u2019un groupe international<\/strong><\/p><p class=\"wp-block-bred-reassurance__description\">B\u00e9n\u00e9ficiez de l\u2019appui d\u2019un groupe bancaire reconnu, au service de vos projets.<\/p><\/div>\n\n\n\n<div class=\"wp-block-bred-reassurance is-tone-accent-mg is-size-md anim-pill\"><span class=\"wp-block-bred-reassurance__bubble\"><i class=\"ph ph-users\" aria-hidden=\"true\"><\/i><\/span><p class=\"wp-block-bred-reassurance__label\"><strong><strong>Une expertise et un accompagnement sp\u00e9cialis\u00e9s<\/strong><\/strong><\/p><p class=\"wp-block-bred-reassurance__description\">Des \u00e9quipes mobilis\u00e9es pour r\u00e9pondre aux besoins sp\u00e9cifiques des entreprises, professionnels et institutions.<\/p><\/div>\n\n\n\n<div class=\"wp-block-bred-reassurance is-tone-accent-mg is-size-md anim-pill\"><span class=\"wp-block-bred-reassurance__bubble\"><i class=\"ph ph-map-pin\" aria-hidden=\"true\"><\/i><\/span><p class=\"wp-block-bred-reassurance__label\"><strong><strong>Une proximit\u00e9 terrain et <\/strong><\/strong><br><strong><strong>une connaissance du march\u00e9 local<\/strong><\/strong><\/p><p class=\"wp-block-bred-reassurance__description\">Une pr\u00e9sence locale pour mieux comprendre vos enjeux et accompagner votre d\u00e9veloppement.<\/p><\/div>\n<\/div><\/section>\n\n\n\n<style>\n\/* ===== Section Accord\u00e9on : ligne d\u00e9roul\u00e9e en bleu marine, transitions fluides ===== *\/\n@keyframes faqHalo {\n  0%   { box-shadow: 0 0 0 0 rgba(0, 193, 242, .65); }\n  70%  { box-shadow: 0 0 0 12px rgba(0, 193, 242, 0); }\n  100% { box-shadow: 0 0 0 0 rgba(0, 193, 242, 0); }\n}\n\n.anim-faq {\n  --faq-marine: #1a2a6c;                         \/* bleu marine : ajuste \u00e0 ta charte *\/\n  --faq-duree: .5s;                              \/* dur\u00e9e des transitions de couleur *\/\n  --faq-ease: cubic-bezier(.4, 0, .2, 1);        \/* courbe douce *\/\n}\n\n\/* ---------- Transitions douces ---------- *\/\n.anim-faq .wp-block-bred-accordion-item {\n  transition: background-color var(--faq-duree) var(--faq-ease),\n              border-color var(--faq-duree) var(--faq-ease),\n              box-shadow var(--faq-duree) var(--faq-ease);\n}\n.anim-faq .wp-block-bred-accordion-item__question {\n  transition: color var(--faq-duree) var(--faq-ease);\n}\n.anim-faq .wp-block-bred-accordion-item__icon {\n  transition: background-color .4s var(--faq-ease),\n              color .4s var(--faq-ease),\n              transform .3s ease;\n}\n.anim-faq .wp-block-bred-accordion-item__icon i {\n  transition: color .4s var(--faq-ease), transform .3s ease;\n}\n.anim-faq .wp-block-bred-accordion-item__answer,\n.anim-faq .wp-block-bred-accordion-item__answer * {\n  transition: color var(--faq-duree) var(--faq-ease),\n              opacity var(--faq-duree) var(--faq-ease);\n}\n\n\/* ---------- R\u00e9ponse : fondu + l\u00e9ger glissement (quand le script de l'accord\u00e9on est actif) ---------- *\/\n.anim-faq.is-js-ready .wp-block-bred-accordion-item__answer {\n  opacity: 0;\n  transform: translateY(-8px);\n  transition: color var(--faq-duree) var(--faq-ease),\n              opacity .4s var(--faq-ease),\n              transform .4s var(--faq-ease);\n}\n.anim-faq.is-js-ready .wp-block-bred-accordion-item.is-open .wp-block-bred-accordion-item__answer {\n  opacity: 1;\n  transform: translateY(0);\n  transition-delay: 0s, .1s, .1s;                \/* la r\u00e9ponse appara\u00eet juste apr\u00e8s le d\u00e9but de l'ouverture *\/\n}\n\n\/* ---------- Ligne d\u00e9roul\u00e9e : fond bleu marine, textes blancs ---------- *\/\n.anim-faq .wp-block-bred-accordion-item.is-open,\n.anim-faq:not(.is-js-ready) .wp-block-bred-accordion-item[open] {\n  background: var(--faq-marine) !important;\n  border-color: var(--faq-marine) !important;\n}\n\n\/* Les zones internes ne doivent pas recouvrir le bleu marine *\/\n.anim-faq .wp-block-bred-accordion-item.is-open .wp-block-bred-accordion-item__row,\n.anim-faq .wp-block-bred-accordion-item.is-open .wp-block-bred-accordion-item__panel,\n.anim-faq .wp-block-bred-accordion-item.is-open .wp-block-bred-accordion-item__answer,\n.anim-faq:not(.is-js-ready) .wp-block-bred-accordion-item[open] .wp-block-bred-accordion-item__row,\n.anim-faq:not(.is-js-ready) .wp-block-bred-accordion-item[open] .wp-block-bred-accordion-item__panel,\n.anim-faq:not(.is-js-ready) .wp-block-bred-accordion-item[open] .wp-block-bred-accordion-item__answer {\n  background: transparent !important;\n}\n\n\/* Tous les textes en blanc (question + r\u00e9ponse) *\/\n.anim-faq .wp-block-bred-accordion-item.is-open,\n.anim-faq .wp-block-bred-accordion-item.is-open *,\n.anim-faq:not(.is-js-ready) .wp-block-bred-accordion-item[open],\n.anim-faq:not(.is-js-ready) .wp-block-bred-accordion-item[open] * {\n  color: #fff !important;\n}\n\n\/* Ic\u00f4ne : pastille blanche, fl\u00e8che bleu marine, halo cyan qui pulse *\/\n.anim-faq .wp-block-bred-accordion-item.is-open .wp-block-bred-accordion-item__icon,\n.anim-faq:not(.is-js-ready) .wp-block-bred-accordion-item[open] .wp-block-bred-accordion-item__icon {\n  background: #fff !important;\n  animation: faqHalo 2s ease-out infinite;\n}\n.anim-faq .wp-block-bred-accordion-item.is-open .wp-block-bred-accordion-item__icon,\n.anim-faq .wp-block-bred-accordion-item.is-open .wp-block-bred-accordion-item__icon *,\n.anim-faq:not(.is-js-ready) .wp-block-bred-accordion-item[open] .wp-block-bred-accordion-item__icon,\n.anim-faq:not(.is-js-ready) .wp-block-bred-accordion-item[open] .wp-block-bred-accordion-item__icon * {\n  color: var(--faq-marine) !important;\n}\n\n\/* Accessibilit\u00e9 : pas de mouvement si l'appareil r\u00e9duit les animations *\/\n@media (prefers-reduced-motion: reduce) {\n  .anim-faq .wp-block-bred-accordion-item__icon { animation: none !important; }\n  .anim-faq .wp-block-bred-accordion-item__answer {\n    transform: none !important;\n    transition: none !important;\n  }\n}\n<\/style>\n\n\n\n<section class=\"wp-block-bred-section-accordion is-bg-none is-header-top-center has-header is-single anim-faq\" data-allow-multiple=\"false\"><header class=\"wp-block-bred-section-accordion__header\"><h2 class=\"wp-block-bred-section-accordion__title\"><em>Questions fr\u00e9quentes <\/em>sur l\u2019ouverture d\u2019un compte d\u00e9di\u00e9 \u00e0 votre activit\u00e9<\/h2><\/header><div class=\"wp-block-bred-section-accordion__list\">\n<details class=\"wp-block-bred-accordion-item\"><summary class=\"wp-block-bred-accordion-item__row\"><span class=\"wp-block-bred-accordion-item__question\">Qui peut ouvrir un compte professionnel chez BRED Madagasikara Banque Populaire ?<\/span><span class=\"wp-block-bred-accordion-item__icon\" aria-hidden=\"true\"><i class=\"ph ph-caret-down\" aria-hidden=\"true\"><\/i><\/span><\/summary><div class=\"wp-block-bred-accordion-item__panel\"><div class=\"wp-block-bred-accordion-item__answer\"><p>Toute structure ou personne exer\u00e7ant une activit\u00e9 peut b\u00e9n\u00e9ficier d\u2019un compte adapt\u00e9 \u00e0 ses besoins :&nbsp;<strong>association, professionnel, entreprise, institution, profession lib\u00e9rale, entreprise individuelle, TPE, PME ou autre organisation \u00e9ligible<\/strong>.<\/p><\/div><\/div><\/details>\n\n\n\n<details class=\"wp-block-bred-accordion-item\" open><summary class=\"wp-block-bred-accordion-item__row\"><span class=\"wp-block-bred-accordion-item__question\">Quels documents dois-je fournir pour ouvrir un compte <strong>d\u00e9di\u00e9 \u00e0 mon activit\u00e9 ou \u00e0 ma structure<\/strong>?<\/span><span class=\"wp-block-bred-accordion-item__icon\" aria-hidden=\"true\"><i class=\"ph ph-caret-down\" aria-hidden=\"true\"><\/i><\/span><\/summary><div class=\"wp-block-bred-accordion-item__panel\"><div class=\"wp-block-bred-accordion-item__answer\"><p>Les documents \u00e0 fournir d\u00e9pendent du statut de votre structure et de la nature de votre activit\u00e9. Retrouvez la liste des pi\u00e8ces \u00e0 pr\u00e9parer selon votre situation sur notre page d\u00e9di\u00e9e \u00e0 <a href=\"https:\/\/bred.mg\/organisations-compte-courant\/\" data-type=\"page\" data-id=\"697\">l&rsquo;ouverture d&rsquo;un compte courant professionnel<\/a>.<\/p><\/div><\/div><\/details>\n\n\n\n<details class=\"wp-block-bred-accordion-item\"><summary class=\"wp-block-bred-accordion-item__row\"><span class=\"wp-block-bred-accordion-item__question\">Combien de temps faut-il pour ouvrir un compte?<\/span><span class=\"wp-block-bred-accordion-item__icon\" aria-hidden=\"true\"><i class=\"ph ph-caret-down\" aria-hidden=\"true\"><\/i><\/span><\/summary><div class=\"wp-block-bred-accordion-item__panel\"><div class=\"wp-block-bred-accordion-item__answer\"><p>Votre compte est ouvert sous<strong> 5 jours ouvr\u00e9s <\/strong>\u00e0 compter de la r\u00e9ception de l&rsquo;ensemble des documents complets.<\/p><\/div><\/div><\/details>\n\n\n\n<details class=\"wp-block-bred-accordion-item\"><summary class=\"wp-block-bred-accordion-item__row\"><span class=\"wp-block-bred-accordion-item__question\">Le m\u00eame type de compte convient-il \u00e0 tous les besoins de mon activit\u00e9 ou de ma structure ?<\/span><span class=\"wp-block-bred-accordion-item__icon\" aria-hidden=\"true\"><i class=\"ph ph-caret-down\" aria-hidden=\"true\"><\/i><\/span><\/summary><div class=\"wp-block-bred-accordion-item__panel\"><div class=\"wp-block-bred-accordion-item__answer\"><p>Non. Le compte courant s&rsquo;adresse \u00e0 la gestion quotidienne de votre activit\u00e9, quelle que soit sa taille. Le compte de capital concerne les entit\u00e9s en cours de cr\u00e9ation ou \u00e0 cr\u00e9er. Le Compte Sur Livret permet de faire fructifier une \u00e9pargne professionnelle. Votre responsable de client\u00e8le ou conseiller vous oriente vers la solution la plus adapt\u00e9e \u00e0 votre situation.<\/p><\/div><\/div><\/details>\n\n\n\n<details class=\"wp-block-bred-accordion-item\"><summary class=\"wp-block-bred-accordion-item__row\"><span class=\"wp-block-bred-accordion-item__question\">Que se passe-t-il si mon dossier est incomplet ?<\/span><span class=\"wp-block-bred-accordion-item__icon\" aria-hidden=\"true\"><i class=\"ph ph-caret-down\" aria-hidden=\"true\"><\/i><\/span><\/summary><div class=\"wp-block-bred-accordion-item__panel\"><div class=\"wp-block-bred-accordion-item__answer\"><p>Votre responsable de client\u00e8le ou conseiller vous indique les pi\u00e8ces manquantes avant de lancer le traitement. Le d\u00e9lai de 5 jours ouvr\u00e9s d\u00e9marre uniquement \u00e0 r\u00e9ception du dossier complet.<\/p><\/div><\/div><\/details>\n<\/div><\/section>\n\n\n\n<div class=\"wp-block-bred-push-app alignwide is-bg-primary is-media-right has-image has-rating has-stores has-cta\"><div class=\"wp-block-bred-push-app__content\"><span class=\"wp-block-bred-push-app__eyebrow\">Application mobile<\/span><h2 class=\"wp-block-bred-push-app__title\">BRED business connect<br>Votre banque \u00e0 port\u00e9e de main  <\/h2><p class=\"wp-block-bred-push-app__body\">Consultez votre compte professionnel, effectuez et suivez vos op\u00e9rations, t\u00e9l\u00e9chargez votre RIB, avis d\u2019op\u00e9rations et relev\u00e9s de compte. G\u00e9rez tout depuis chez vous et \u00e0 tout moment.&nbsp;<\/p><div class=\"wp-block-bred-push-app__ratings\"><span class=\"wp-block-bred-push-app__rating\"><span class=\"wp-block-bred-push-app__rating-icon\" aria-hidden=\"true\"><i class=\"ph ph-apple-logo\" aria-hidden=\"true\"><\/i><\/span><span class=\"wp-block-bred-push-app__rating-value\">4,6\/5<\/span><span class=\"wp-block-bred-push-app__rating-star\" aria-hidden=\"true\"><i class=\"ph ph-star\" aria-hidden=\"true\"><\/i><\/span><span class=\"wp-block-bred-push-app__rating-label\">sur App Store<\/span><\/span><span class=\"wp-block-bred-push-app__rating\"><span class=\"wp-block-bred-push-app__rating-icon\" aria-hidden=\"true\"><i class=\"ph ph-google-play-logo\" aria-hidden=\"true\"><\/i><\/span><span class=\"wp-block-bred-push-app__rating-value\">4,4\/5<\/span><span class=\"wp-block-bred-push-app__rating-star\" aria-hidden=\"true\"><i class=\"ph ph-star\" aria-hidden=\"true\"><\/i><\/span><span class=\"wp-block-bred-push-app__rating-label\">sur Google Play<\/span><\/span><\/div><a class=\"wp-block-bred-push-app__cta\" href=\"https:\/\/business.bred.mg\/CIB\/\"><span class=\"wp-block-bred-push-app__cta-label\">Acc\u00e9der \u00e0 mon espace client<\/span><\/a><div class=\"wp-block-bred-push-app__stores\"><a class=\"wp-block-bred-push-app__store is-apple\" href=\"https:\/\/apps.apple.com\/us\/app\/bred-business-connect-mada\/id6760521062\" target=\"_blank\" rel=\"noopener noreferrer\" aria-label=\"T\u00e9l\u00e9charger sur l'App Store\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 162 54\" width=\"162\" height=\"54\" role=\"img\" aria-label=\"Download on the App Store\"><rect x=\"0.5\" y=\"0.5\" width=\"161\" height=\"53\" rx=\"9.5\" fill=\"#000000\" stroke=\"#ffffff\" stroke-opacity=\"0.15\"><\/rect><g transform=\"translate(14 12)\" fill=\"#ffffff\"><path d=\"M16.4 16.6c0-2.3 1.9-3.4 2-3.4-1-1.5-2.7-1.7-3.3-1.8-1.4-.1-2.7.8-3.4.8-.7 0-1.8-.8-3-.8-1.5 0-2.9.9-3.7 2.3-1.6 2.7-.4 6.7 1.1 8.9.7 1.1 1.6 2.3 2.7 2.2 1.1 0 1.5-.7 2.8-.7 1.3 0 1.7.7 2.8.7 1.2 0 1.9-1.1 2.6-2.2.8-1.2 1.2-2.5 1.2-2.5-.1 0-2.3-.9-2.3-3.5ZM14.7 10.5c.6-.7 1-1.6.9-2.6-.9 0-2 .6-2.6 1.3-.6.6-1 1.6-.9 2.5 1 .1 2-.5 2.6-1.2Z\"><\/path><\/g><text x=\"46\" y=\"22\" fill=\"#ffffff\" font-family=\"-apple-system, system-ui, sans-serif\" font-size=\"9\" font-weight=\"400\">Download on the<\/text><text x=\"46\" y=\"40\" fill=\"#ffffff\" font-family=\"-apple-system, system-ui, sans-serif\" font-size=\"18\" font-weight=\"500\">App Store<\/text><\/svg><\/a><a class=\"wp-block-bred-push-app__store is-play\" href=\"https:\/\/play.google.com\/store\/apps\/details?id=com.bankflex.bred.madagascar.prod10\" target=\"_blank\" rel=\"noopener noreferrer\" aria-label=\"Disponible sur Google Play\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 184 54\" width=\"184\" height=\"54\" role=\"img\" aria-label=\"Get it on Google Play\"><rect x=\"0.5\" y=\"0.5\" width=\"183\" height=\"53\" rx=\"9.5\" fill=\"#000000\" stroke=\"#ffffff\" stroke-opacity=\"0.15\"><\/rect><g transform=\"translate(14 12)\"><path d=\"M0 0v30l13-15L0 0Z\" fill=\"#34A853\"><\/path><path d=\"M0 0l21 12-8 3L0 0Z\" fill=\"#FBBC04\"><\/path><path d=\"M0 30l21-12-8-3L0 30Z\" fill=\"#EA4335\"><\/path><path d=\"M13 15l8-3 4 2.4-4 2.6-8-2Z\" fill=\"#4285F4\"><\/path><\/g><text x=\"50\" y=\"22\" fill=\"#ffffff\" font-family=\"-apple-system, system-ui, sans-serif\" font-size=\"9\" font-weight=\"400\">GET IT ON<\/text><text x=\"50\" y=\"40\" fill=\"#ffffff\" font-family=\"-apple-system, system-ui, sans-serif\" font-size=\"18\" font-weight=\"500\">Google Play<\/text><\/svg><\/a><\/div><\/div><div class=\"wp-block-bred-push-app__media\"><img class=\"wp-block-bred-push-app__image\" src=\"https:\/\/bred.mg\/wp-content\/uploads\/2026\/09\/BBC-Organisation.png\" alt=\"\" loading=\"lazy\" decoding=\"async\"\/><\/div><\/div>\n\n\n\n<style>\n\/* ===== Bouton principal : halo qui pulse + reflet lumineux ===== *\/\n@keyframes ctaHalo {\n  0%   { box-shadow: 0 0 0 0 rgba(0, 193, 242, .45); 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