{"id":1311,"date":"2026-09-12T14:20:45","date_gmt":"2026-09-12T14:20:45","guid":{"rendered":"https:\/\/bred.mg\/?page_id=1311"},"modified":"2026-10-27T09:06:16","modified_gmt":"2026-10-27T09:06:16","slug":"particuliers-diaspora","status":"publish","type":"page","link":"https:\/\/bred.mg\/mg\/particuliers-diaspora\/","title":{"rendered":"Profil DIASPORA"},"content":{"rendered":"\n<style>\n\/* Transition douce *\/\n.anim-bouton {\n  transition: transform .2s ease, box-shadow .2s ease,\n              background-color .25s ease, color .25s ease !important;\n}\n\n\/* Au survol : on supprime les voiles d\u00e9coratifs (pseudo-\u00e9l\u00e9ments) du th\u00e8me.\n   NOUVEAU : sauf pour le bouton secondaire (.is-secondary), dont l'ic\u00f4ne est dessin\u00e9e par un ::before *\/\n.anim-bouton.anim-on:not(.is-secondary)::before,\n.anim-bouton.anim-on:not(.is-secondary)::after,\n.anim-bouton.anim-on:not(.is-secondary) *::before,\n.anim-bouton.anim-on:not(.is-secondary) *::after {\n  background: transparent !important;\n  background-image: none !important;\n  opacity: 0 !important;\n}\n\n\/* =====================================================\n   NOUVEAU \u2014 \u00ab Trouver une agence \u00bb : survol am\u00e9lior\u00e9\n   (le reste des boutons garde exactement ses effets)\n   ===================================================== *\/\n\n\/* Reflet lumineux qui traverse le bouton \u00e0 l'entr\u00e9e de la souris *\/\n@keyframes ctaReflet {\n  from { background-position: 170% 0, 0 0; }\n  to   { background-position: -70% 0, 0 0; }\n}\n\n\/* Petit saut de l'\u00e9pingle *\/\n@keyframes ctaEpingle {\n  0%, 100% { transform: translateY(0); }\n  35%      { transform: translateY(-4px); }\n  60%      { transform: translateY(0); }\n  78%      { transform: translateY(-2px); }\n}\n\n.anim-bouton.is-secondary.anim-on {\n  background-image:\n    linear-gradient(110deg, rgba(255,255,255,0) 35%, rgba(255,255,255,.4) 50%, rgba(255,255,255,0) 65%),\n    linear-gradient(135deg, #00C1F2 0%, #00A6E3 100%) !important;\n  background-size: 250% 100%, 100% 100% !important;\n  background-repeat: no-repeat !important;\n  background-color: #00C1F2 !important;\n  border-color: rgba(255,255,255,.9) !important;\n  border-radius: 8px !important;              \/* m\u00eames coins arrondis que \u00ab Contacter un conseiller \u00bb *\/\n  color: #fff !important;\n  transform: translateY(-3px) !important;\n  \n  \/* \u00c9largissement mod\u00e9r\u00e9 pour un meilleur \u00e9quilibre visuel *\/\n  padding-left: 20px !important;\n  padding-right: 20px !important;\n\n  box-shadow: 0 10px 26px rgba(0,193,242,.45),\n              inset 0 0 0 1.5px rgba(255,255,255,.55) !important;\n  animation: ctaReflet .9s ease-out 1 !important;\n}\n\n\/* Libell\u00e9 et ic\u00f4ne : blancs, sans fond carr\u00e9 par-dessus le bouton *\/\n.anim-bouton.is-secondary.anim-on * {\n  background: none !important;\n  color: #fff !important;\n}\n\n\/* L'ic\u00f4ne (\u00e9pingle) saute doucement *\/\n.anim-bouton.is-secondary.anim-on .wp-block-bred-hero-image__cta-icon i {\n  display: inline-block;\n  animation: ctaEpingle 1s ease-in-out infinite;\n}\n\n\/* Au clic : le bouton revient vers sa position *\/\n.anim-bouton.is-secondary.anim-on:active {\n  transform: translateY(0) scale(.98) !important;\n  box-shadow: 0 3px 10px rgba(0,193,242,.4),\n              inset 0 0 0 1.5px rgba(255,255,255,.55) !important;\n}\n\n@media (prefers-reduced-motion: reduce) {\n  .anim-bouton, .anim-bouton * { transition: none !important; }\n  .anim-bouton.is-secondary.anim-on,\n  .anim-bouton.is-secondary.anim-on .wp-block-bred-hero-image__cta-icon i { animation: none !important; }\n}\n<\/style>\n\n<script>\n(function () {\n  var COULEUR_SURVOL = '#00C1F2';\n  var TEXTE_SURVOL   = '#fff';\n  var LUEUR = '0 0 0 3px rgba(255,255,255,.35), 0 6px 22px rgba(0,193,242,.65)';\n  var LUEUR_CLIC = '0 0 0 2px rgba(255,255,255,.25), 0 2px 8px rgba(0,193,242,.45)';\n  var DEBUG = true;   \/\/ affiche dans la console les \u00e9l\u00e9ments color\u00e9s ; mets false ensuite\n\n  function inf(a, b) { return Math.max(a, b) === b; }   \/\/ a <= b\n  function sup(a, b) { return Math.max(a, b) === a; }   \/\/ a >= b\n\n  \/\/ Le fond est-il non transparent ?\n  function aUnFond(el) {\n    var c = getComputedStyle(el).backgroundColor;\n    if (c === 'rgba(0, 0, 0, 0)') return false;\n    if (c === 'transparent') return false;\n    return true;\n  }\n\n  \/\/ Pose un style en ligne !important en m\u00e9morisant l'ancienne valeur\n  function poser(el, prop, val) {\n    if (!el.__animSauve) el.__animSauve = {};\n    if (!(prop in el.__animSauve)) {\n      el.__animSauve[prop] = [el.style.getPropertyValue(prop), el.style.getPropertyPriority(prop)];\n    }\n    el.style.setProperty(prop, val, 'important');\n  }\n  function restaurer(el) {\n    if (!el.__animSauve) return;\n    Object.keys(el.__animSauve).forEach(function (prop) {\n      var s = el.__animSauve[prop];\n      if (s[0] === '') { el.style.removeProperty(prop); }\n      else { el.style.setProperty(prop, s[0], s[1]); }\n    });\n    el.__animSauve = null;\n  }\n\n  function preparer(btn) {\n    var survole = false;\n    var touches = [];\n    \/\/ NOUVEAU : le bouton secondaire (\u00ab Trouver une agence \u00bb) est g\u00e9r\u00e9 par le CSS ci-dessus\n    var secondaire = btn.classList.contains('is-secondary');\n\n    \/\/ Elements \u00e0 colorer : le bouton, ses descendants, et tout \u00e9l\u00e9ment de taille proche\n    \/\/ qui se trouve sous le centre du bouton (parent, voile, fond d\u00e9coratif...)\n    function elementsDuFond() {\n      var br = btn.getBoundingClientRect();\n      var liste = [btn].concat(Array.from(btn.querySelectorAll('*')));\n      var pile = document.elementsFromPoint(br.left + br.width \/ 2, br.top + br.height \/ 2);\n      pile.forEach(function (el) {\n        if (liste.indexOf(el) !== -1) return;\n        if (el === document.documentElement) return;\n        if (el === document.body) return;\n        var r = el.getBoundingClientRect();\n        if (inf(r.width, br.width * 1.4)) {\n          if (inf(r.height, br.height * 1.8)) { liste.push(el); }\n        }\n      });\n      return liste;\n    }\n\n    function allumer() {\n      if (survole) return;\n      survole = true;\n      btn.classList.add('anim-on');\n      if (secondaire) return;               \/\/ NOUVEAU : le CSS g\u00e8re tout le survol de ce bouton\n      touches = elementsDuFond();\n      var colores = [];\n      touches.forEach(function (el) {\n        if (el === btn || aUnFond(el)) {\n          poser(el, 'background-color', COULEUR_SURVOL);\n          poser(el, 'background-image', 'none');\n          colores.push(el.tagName.toLowerCase() + '.' + String(el.className).replace(\/\\s+\/g, '.'));\n        }\n        poser(el, 'color', TEXTE_SURVOL);\n        poser(el, 'opacity', '1');\n        poser(el, 'filter', 'none');\n      });\n      poser(btn, 'transform', 'scale(1.06)');\n      poser(btn, 'box-shadow', LUEUR);\n      if (DEBUG) console.log('[Bouton] elements colores au survol :', colores);\n    }\n\n    function eteindre() {\n      if (!survole) return;\n      survole = false;\n      btn.classList.remove('anim-on');\n      touches.forEach(restaurer);\n      touches = [];\n    }\n\n    btn.addEventListener('mouseenter', allumer);\n    btn.addEventListener('mouseleave', eteindre);\n    btn.addEventListener('focus', function () { if (btn.matches(':focus-visible')) allumer(); });\n    btn.addEventListener('blur', eteindre);\n    btn.addEventListener('mousedown', function () {\n      if (secondaire) return;               \/\/ NOUVEAU : le clic est g\u00e9r\u00e9 par le CSS (:active)\n      poser(btn, 'transform', 'scale(.98)');\n      poser(btn, 'box-shadow', LUEUR_CLIC);\n    });\n    btn.addEventListener('mouseup', function () {\n      if (secondaire) return;\n      poser(btn, 'transform', 'scale(1.06)');\n      poser(btn, 'box-shadow', LUEUR);\n    });\n  }\n\n  function init() {\n    var n = 0;\n    \/\/ Liens et boutons des blocs .anim-hero, et ceux marqu\u00e9s .anim-btn\n    document.querySelectorAll('.anim-hero a, .anim-hero button, a.anim-btn, button.anim-btn, .anim-btn a, .anim-btn button').forEach(function (el) {\n      if (el.dataset.animBouton) return;\n      el.dataset.animBouton = '1';\n      el.classList.add('anim-bouton');\n      preparer(el);\n      n = n + 1;\n    });\n    console.log('[Bouton] boutons prepares :', n);\n  }\n\n  if (document.readyState === 'loading') {\n    document.addEventListener('DOMContentLoaded', init);\n  } else {\n    init();\n  }\n})();\n<\/script>\n\n\n\n<div class=\"wp-block-bred-hero-image is-bg-primary-dark has-photo anim-hero\"><div class=\"wp-block-bred-hero-image__content\"><h1 class=\"wp-block-bred-hero-image__title\">BRED Madagasikara Banque Populaire et vous, <br><em>Diaspora Malaga<\/em>sy<\/h1><p class=\"wp-block-bred-hero-image__body\">O\u00f9 que vous soyez, votre lien avec Madagascar continue de vivre \u00e0 travers vos finances : g\u00e9rer votre compte \u00e0 distance, envoyer de l&rsquo;argent \u00e0 vos proches, pr\u00e9parer un retour ou un investissement immobilier.<\/p><div class=\"wp-block-bred-hero-image__ctas\"><a class=\"wp-block-bred-hero-image__cta is-primary\" href=\"https:\/\/bred.mg\/prise-de-contact\/\"><span class=\"wp-block-bred-hero-image__cta-label\">Contacter un conseiller<\/span><\/a><a class=\"wp-block-bred-hero-image__cta is-secondary\" href=\"https:\/\/bred.mg\/trouver-une-agence\/\"><span class=\"wp-block-bred-hero-image__cta-icon\" aria-hidden=\"true\"><i class=\"ph ph-map-pin\" aria-hidden=\"true\"><\/i><\/span><span class=\"wp-block-bred-hero-image__cta-label\">Trouver une agence<\/span><\/a><\/div><\/div><div class=\"wp-block-bred-hero-image__media\" aria-hidden=\"true\"><img class=\"wp-block-bred-hero-image__photo\" src=\"https:\/\/bred.mg\/wp-content\/uploads\/2026\/09\/PROFIL-DIASPORA-scaled.png\" alt=\"\" loading=\"eager\" decoding=\"async\" fetchpriority=\"high\"\/><\/div><\/div>\n\n\n\n<style>\n\/* ===== Carte qui se soul\u00e8ve ===== *\/\n.anim-card {\n  transition: transform .25s ease, box-shadow .25s ease, filter .25s ease;\n  will-change: transform;\n}\n\n\/* Ic\u00f4ne et bouton : transitions *\/\n.anim-card [class*=\"icon\"] {\n  transition: transform .25s ease;\n}\n.anim-card .wp-block-bred-card-pack__cta {\n  transition: background-color .25s ease, color .25s ease, box-shadow .25s ease;\n}\n.anim-card .wp-block-bred-card-pack__cta * {\n  transition: color .25s ease;\n}\n\n\/* Petit pulse de l'ic\u00f4ne (zoom in puis zoom out) *\/\n@keyframes iconPulse {\n  0%   { transform: scale(1); }\n  50%  { transform: scale(1.18); }\n  100% { transform: scale(1); }\n}\n\n\/* Uniquement sur les appareils avec souris *\/\n@media (hover: hover) {\n  .anim-card:hover {\n    transform: translateY(-6px);\n    box-shadow: 0 14px 28px rgba(26, 42, 108, .45);\n    filter: brightness(.97);            \/* fond un peu plus fonc\u00e9 *\/\n  }\n  .anim-card:hover [class*=\"icon\"] {\n    animation: iconPulse .5s ease;\n  }\n\n  \/* Bouton de la carte survol\u00e9e (lien <a> OU simple <span>) : #00c1f2, texte blanc, lueur cyan.\n     Survoler le bouton lui-m\u00eame ne change rien : m\u00eame couleur, pas de zoom *\/\n  html body .wp-block-bred-card-pack.anim-card:hover .wp-block-bred-card-pack__cta,\n  html body .wp-block-bred-card-pack.anim-card:hover .wp-block-bred-card-pack__cta:hover,\n  html body .wp-block-bred-card-pack.anim-card:hover .wp-block-bred-card-pack__cta:focus-visible,\n  html body .wp-block-bred-card-pack.anim-card:hover .wp-block-bred-card-pack__cta:active {\n    background: #00c1f2 !important;\n    background-color: #00c1f2 !important;\n    background-image: none !important;\n    border-color: #00c1f2 !important;\n    color: #fff !important;\n    box-shadow: 0 0 14px rgba(0, 193, 242, .6) !important;\n    transform: none !important;\n    filter: none !important;\n  }\n  html body .wp-block-bred-card-pack.anim-card:hover .wp-block-bred-card-pack__cta * {\n    color: #fff !important;\n    background: transparent !important;\n  }\n}\n\n\/* Accessibilit\u00e9 *\/\n@media (prefers-reduced-motion: reduce) {\n  .anim-card, .anim-card * {\n    animation: none !important;\n    transition: none !important;\n  }\n}\n<\/style>\n\n<script>\n(function () {\n  var COULEUR = '#00c1f2';\n\n  \/\/ Pose un style en ligne !important en m\u00e9morisant l'ancienne valeur\n  function poser(el, prop, val) {\n    if (!el.__carteSauve) el.__carteSauve = {};\n    if (!(prop in el.__carteSauve)) {\n      el.__carteSauve[prop] = [el.style.getPropertyValue(prop), el.style.getPropertyPriority(prop)];\n    }\n    el.style.setProperty(prop, val, 'important');\n  }\n  function restaurer(el) {\n    if (!el.__carteSauve) return;\n    Object.keys(el.__carteSauve).forEach(function (prop) {\n      var s = el.__carteSauve[prop];\n      if (s[0] === '') { el.style.removeProperty(prop); }\n      else { el.style.setProperty(prop, s[0], s[1]); }\n    });\n    el.__carteSauve = null;\n  }\n\n  function init() {\n    var n = 0;\n    document.querySelectorAll('.anim-card').forEach(function (card) {\n      if (card.dataset.carteBtn) return;\n\n      \/\/ Bouton de la carte : .wp-block-bred-card-pack__cta (lien <a> ou <span>), sinon tout lien\n      var boutons = Array.from(card.querySelectorAll('.wp-block-bred-card-pack__cta'));\n      if (!boutons.length) boutons = Array.from(card.querySelectorAll('a'));\n      if (!boutons.length) return;\n\n      card.dataset.carteBtn = '1';\n      n = n + 1;\n\n      function allumer() {\n        boutons.forEach(function (b) {\n          poser(b, 'background-color', COULEUR);\n          poser(b, 'background-image', 'none');\n          poser(b, 'color', '#fff');\n          poser(b, 'filter', 'none');\n          poser(b, 'transform', 'none');\n          b.querySelectorAll('*').forEach(function (e) { poser(e, 'color', '#fff'); });\n        });\n      }\n      function eteindre() {\n        boutons.forEach(function (b) {\n          restaurer(b);\n          b.querySelectorAll('*').forEach(restaurer);\n        });\n      }\n      card.addEventListener('mouseenter', allumer);\n      card.addEventListener('mouseleave', eteindre);\n    });\n    console.log('[Cartes] cartes avec bouton :', n);\n  }\n\n  if (document.readyState === 'loading') {\n    document.addEventListener('DOMContentLoaded', init);\n  } else {\n    init();\n  }\n})();\n<\/script>\n\n\n\n<section class=\"wp-block-bred-section-pack alignwide is-bg-none has-header has-controls\"><header class=\"wp-block-bred-section-pack__header\"><h2 class=\"wp-block-bred-section-pack__title\"><strong>Nos solutions pour vous,<em> <\/em><\/strong><em>D<\/em><em>iaspora Malagasy<\/em><\/h2><p class=\"wp-block-bred-section-pack__body\"><br><\/p><\/header><div class=\"wp-block-bred-section-pack__slider\"><div class=\"wp-block-bred-section-pack__viewport\" data-bred-pack-viewport=\"true\"><div class=\"wp-block-bred-section-pack__cards\">\n<article class=\"wp-block-bred-card-pack is-tone-cyan has-info anim-card\"><span class=\"wp-block-bred-card-pack__icon\" aria-hidden=\"true\"><i class=\"ph ph-wall\" aria-hidden=\"true\"><\/i><\/span><div class=\"wp-block-bred-card-pack__content\"><h3 class=\"wp-block-bred-card-pack__title\">Pack Eb\u00e8ne Or<\/h3><p class=\"wp-block-bred-card-pack__description\">Une offre haut de gamme avec des services \u00e9tendus pour g\u00e9rer votre compte \u00e0 distance, en toute simplicit\u00e9.<\/p><p class=\"wp-block-bred-card-pack__info\"><span class=\"wp-block-bred-card-pack__info-label\">Tarif mensuel :<\/span><span class=\"wp-block-bred-card-pack__info-chip\"><span class=\"wp-block-bred-card-pack__info-value\"><strong>27 500 Ar TTC<\/strong><\/span><\/span><\/p><\/div><a class=\"wp-block-bred-card-pack__cta\" href=\"https:\/\/bred.mg\/packs-pack-ebene-or\/\"><span class=\"wp-block-bred-card-pack__cta-label\">D\u00e9couvrir le Pack Eb\u00e8ne Or<\/span><\/a><\/article>\n\n\n\n<article class=\"wp-block-bred-card-pack is-tone-green has-no-info anim-card\"><span class=\"wp-block-bred-card-pack__icon\" aria-hidden=\"true\"><i class=\"ph ph-briefcase\" aria-hidden=\"true\"><\/i><\/span><div class=\"wp-block-bred-card-pack__content\"><h3 class=\"wp-block-bred-card-pack__title\">Pack Platinum<\/h3><p class=\"wp-block-bred-card-pack__description\">Une offre privil\u00e9gi\u00e9e con\u00e7ue pour r\u00e9pondre \u00e0 vos besoins haut de gamme avec un accompagnement d\u00e9di\u00e9.<\/p><\/div><a class=\"wp-block-bred-card-pack__cta\" href=\"https:\/\/bred.mg\/packs-pack-platinum\/\"><span class=\"wp-block-bred-card-pack__cta-label\">D\u00e9couvrir le Pack Platinum<\/span><\/a><\/article>\n\n\n\n<article class=\"wp-block-bred-card-pack is-tone-blue has-no-info anim-card\"><span class=\"wp-block-bred-card-pack__icon\" aria-hidden=\"true\"><i class=\"ph ph-storefront\" aria-hidden=\"true\"><\/i><\/span><div class=\"wp-block-bred-card-pack__content\"><h3 class=\"wp-block-bred-card-pack__title\">Pr\u00eat Fonenako<\/h3><p class=\"wp-block-bred-card-pack__description\">Un cr\u00e9dit immobilier pour pr\u00e9parer votre investissement \u00e0 Madagascar.<br><br><\/p><\/div><a class=\"wp-block-bred-card-pack__cta\" href=\"https:\/\/bred.mg\/financer-un-projet-soahonenana\/\"><span class=\"wp-block-bred-card-pack__cta-label\">D\u00e9couvrir Pr\u00eat Fonenako<\/span><\/a><\/article>\n\n\n\n<article class=\"wp-block-bred-card-pack is-tone-yellow has-no-info anim-card\"><span class=\"wp-block-bred-card-pack__icon\" aria-hidden=\"true\"><i class=\"ph ph-wall\" aria-hidden=\"true\"><\/i><\/span><div class=\"wp-block-bred-card-pack__content\"><h3 class=\"wp-block-bred-card-pack__title\">BRED Connect<\/h3><p class=\"wp-block-bred-card-pack__description\">L&rsquo;application vous permettant de consulter vos comptes en ligne, d\u2019acc\u00e9der \u00e0 votre espace bancaire s\u00e9curis\u00e9 et de g\u00e9rer vos op\u00e9rations \u00e0 distance<\/p><\/div><span class=\"wp-block-bred-card-pack__cta\"><span class=\"wp-block-bred-card-pack__cta-label\">D\u00e9couvrir l&rsquo;offre<\/span><\/span><\/article>\n\n\n\n<article class=\"wp-block-bred-card-pack is-tone-cyan has-no-info anim-card\"><span class=\"wp-block-bred-card-pack__icon\" aria-hidden=\"true\"><i class=\"ph ph-piggy-bank\" aria-hidden=\"true\"><\/i><\/span><div class=\"wp-block-bred-card-pack__content\"><h3 class=\"wp-block-bred-card-pack__title\">CSL<\/h3><p class=\"wp-block-bred-card-pack__description\"><em>Compte Sur Livret <\/em>: Une \u00e9pargne disponible \u00e0 tout moment, \u00e0 taux fixe, avec d\u00e9p\u00f4ts et retraits libres.<br><br><\/p><\/div><a class=\"wp-block-bred-card-pack__cta\" href=\"https:\/\/bred.mg\/epargner-csl\/\"><span class=\"wp-block-bred-card-pack__cta-label\">D\u00e9couvrir le CSL<\/span><\/a><\/article>\n\n\n\n<article class=\"wp-block-bred-card-pack is-tone-green has-no-info anim-card\"><span class=\"wp-block-bred-card-pack__icon\" aria-hidden=\"true\"><i class=\"ph ph-wall\" aria-hidden=\"true\"><\/i><\/span><div class=\"wp-block-bred-card-pack__content\"><h3 class=\"wp-block-bred-card-pack__title\">CRC<\/h3><p class=\"wp-block-bred-card-pack__description\">Centre Relation Clients : Votre accompagnement \u00e0 distance<\/p><\/div><span class=\"wp-block-bred-card-pack__cta\"><span class=\"wp-block-bred-card-pack__cta-label\">D\u00e9couvrir l&rsquo;offre<\/span><\/span><\/article>\n<\/div><\/div><\/div><div class=\"wp-block-bred-section-pack__controls\"><div class=\"wp-block-bred-section-pack__dots\" data-bred-pack-dots=\"true\" aria-hidden=\"true\"><\/div><div class=\"wp-block-bred-section-pack__arrows\"><button type=\"button\" class=\"wp-block-bred-section-pack__arrow is-prev\" data-bred-pack-prev=\"true\" aria-label=\"Pr\u00e9c\u00e9dent\"><i class=\"ph ph-arrow-left\" aria-hidden=\"true\"><\/i><\/button><button type=\"button\" class=\"wp-block-bred-section-pack__arrow is-next\" data-bred-pack-next=\"true\" aria-label=\"Suivant\"><i class=\"ph ph-arrow-right\" aria-hidden=\"true\"><\/i><\/button><\/div><\/div><\/section>\n\n\n\n<style>\n\/* ===== \u00c9tapes : apparition une par une, fondu + mont\u00e9e depuis le bas ===== *\/\n@keyframes etapeUp {\n  from { opacity: 0; transform: translateY(24px); }\n  to   { opacity: 1; transform: translateY(0); }\n}\n\n.anim-etapes {\n  --duree: .55s;    \/* dur\u00e9e d'apparition de chaque \u00e9tape *\/\n  --pas: .55s;      \/* d\u00e9lai entre le d\u00e9but d'une \u00e9tape et le d\u00e9but de la suivante *\/\n}\n\n\/* Num\u00e9ro de chaque \u00e9tape (0, 1, 2, 3...) *\/\n.anim-etapes .wp-block-bred-section-pedagogy__step:nth-child(1) { --p: 0; }\n.anim-etapes .wp-block-bred-section-pedagogy__step:nth-child(2) { --p: 1; }\n.anim-etapes .wp-block-bred-section-pedagogy__step:nth-child(3) { --p: 2; }\n.anim-etapes .wp-block-bred-section-pedagogy__step:nth-child(4) { --p: 3; }\n.anim-etapes .wp-block-bred-section-pedagogy__step:nth-child(5) { --p: 4; }\n.anim-etapes .wp-block-bred-section-pedagogy__step:nth-child(6) { --p: 5; }\n\n\/* \u00c9tapes masqu\u00e9es tant que la section n'est pas \u00e0 l'\u00e9cran (seulement si le script est actif) *\/\n.anim-etapes.anim-ready:not(.is-visible) .wp-block-bred-section-pedagogy__step {\n  opacity: 0 !important;\n}\n\n\/* L'animation se rejoue chaque fois que .is-visible est (r\u00e9)ajout\u00e9e *\/\n.anim-etapes.is-visible .wp-block-bred-section-pedagogy__step {\n  animation: etapeUp var(--duree) cubic-bezier(.22,.8,.3,1) backwards !important;\n  animation-delay: calc(var(--p, 0) * var(--pas)) !important;\n}\n\n@media (prefers-reduced-motion: reduce) {\n  .anim-etapes .wp-block-bred-section-pedagogy__step {\n    animation: none !important;\n    opacity: 1 !important;\n  }\n}\n<\/style>\n\n<script>\n(function () {\n  var DEBUG = true;   \/\/ infos dans la console (F12) ; mets false ensuite\n\n  \/\/ Vrai tant que la couverture \"Notre site \u00e9volue ...\" est affich\u00e9e et n'a pas commenc\u00e9 \u00e0 glisser\n  function couvertureEnCours() {\n    var w = document.getElementById('book-wrap');\n    if (!w) return false;\n    return !w.classList.contains('is-opening');\n  }\n\n  function init() {\n    var blocs = document.querySelectorAll('.anim-etapes');\n    if (DEBUG) console.log('[Etapes] sections trouvees :', blocs.length);\n\n    blocs.forEach(function (block) {\n      if (block.dataset.etapesInit) return;\n      block.dataset.etapesInit = '1';\n\n      var etapes = block.querySelectorAll('.wp-block-bred-section-pedagogy__step');\n      if (DEBUG) console.log('[Etapes] etapes trouvees :', etapes.length);\n      if (!etapes.length) return;\n\n      if (!('IntersectionObserver' in window)) { block.classList.add('is-visible'); return; }\n      block.classList.add('anim-ready');\n\n      var visible = false;\n      var attente = null;\n\n      \/\/ D\u00e9clenchement : 40 % de la section visible (moins si elle est plus haute que l'\u00e9cran)\n      var seuil = Math.min(0.4, (window.innerHeight \/ Math.max(block.offsetHeight, 1)) * 0.9);\n\n      function arreterAttente() {\n        if (attente) { clearInterval(attente); attente = null; }\n      }\n\n      function montrer() {\n        if (visible) {\n          block.classList.add('is-visible');          \/\/ d\u00e9marre l'animation\n          if (DEBUG) console.log('[Etapes] animation lancee');\n        }\n      }\n\n      function essayer() {\n        arreterAttente();\n        if (!couvertureEnCours()) { montrer(); return; }\n        attente = setInterval(function () {\n          if (!couvertureEnCours()) { arreterAttente(); montrer(); }\n        }, 100);\n      }\n\n      var io = new IntersectionObserver(function (entries) {\n        entries.forEach(function (e) {\n          var assez = false;\n          if (e.isIntersecting) {\n          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class=\"wp-block-bred-section-pedagogy__steps\"><li class=\"wp-block-bred-section-pedagogy__step\"><span class=\"wp-block-bred-section-pedagogy__badge\" aria-hidden=\"true\">1<\/span><h3 class=\"wp-block-bred-section-pedagogy__step-title\">Vos comptes g\u00e9r\u00e9s \u00e0 distance<\/h3><p class=\"wp-block-bred-section-pedagogy__step-description\">Suivez et pilotez vos op\u00e9rations o\u00f9 que vous soyez, \u00e0 tout moment.<br><br><\/p><\/li><li class=\"wp-block-bred-section-pedagogy__step\"><span class=\"wp-block-bred-section-pedagogy__badge\" aria-hidden=\"true\">2<\/span><h3 class=\"wp-block-bred-section-pedagogy__step-title\">Vos envois d&rsquo;argent facilit\u00e9s<\/h3><p class=\"wp-block-bred-section-pedagogy__step-description\">Envoyez de l&rsquo;argent \u00e0 vos proches simplement et en toute s\u00e9curit\u00e9. <br><br><\/p><\/li><li class=\"wp-block-bred-section-pedagogy__step\"><span class=\"wp-block-bred-section-pedagogy__badge\" aria-hidden=\"true\">3<\/span><h3 class=\"wp-block-bred-section-pedagogy__step-title\">Vos transferts internationaux<\/h3><p class=\"wp-block-bred-section-pedagogy__step-description\">Envoyez et recevez des fonds entre Madagascar et l&rsquo;\u00e9tranger gr\u00e2ce \u00e0 nos solutions de transfert international<\/p><\/li><\/ol><div class=\"wp-block-bred-section-pedagogy__cta-row\"><a class=\"wp-block-bred-section-pedagogy__cta\" href=\"https:\/\/bred.mg\/prise-de-contact\/\"><span class=\"wp-block-bred-section-pedagogy__cta-label\">\u00catre accompagn\u00e9<\/span><\/a><\/div><\/section>\n\n\n\n<section class=\"wp-block-bred-section-packs has-no-filters has-controls alignwide bloc-centre wp-custom-css-a72353dd has-custom-css\">\n\t\t\t<header class=\"wp-block-bred-section-packs__header\">\n\t\t\t<h2 class=\"wp-block-bred-section-packs__title\">Besoin de plus d&rsquo;avantages?<\/h2>\n\t\t<\/header>\n\t\n\t\n\t<div class=\"wp-block-bred-section-packs__viewport\">\n\t\t<ul class=\"wp-block-bred-section-packs__track\">\n\t\t\t\t\t\t\t<li class=\"wp-block-bred-section-packs__item\" data-categories=\"\">\n\t\t\t\t\t\t<article class=\"bred-pack-card has-badge\">\n\t\t\t\t\t<div class=\"bred-pack-card__badge bred-pack-card__badge--cyan\">Pour vos privil\u00e8ges<\/div>\n\t\t\n\t\t\t\t\t<a class=\"bred-pack-card__corner\" href=\"https:\/\/bred.mg\/packs-pack-platinum\/\" aria-label=\"En savoir plus sur Pack Platinum\">\n\t\t\t\t<i class=\"ph ph-arrow-up-right\" aria-hidden=\"true\"><\/i>\t\t\t<\/a>\n\t\t\n\t\t<div class=\"bred-pack-card__head\">\n\t\t\t<h3 class=\"bred-pack-card__title\">Pack Platinum<\/h3>\n\t\t\t\t\t\t\t<p class=\"bred-pack-card__desc\">Une offre VIP exclusive, sp\u00e9cialement con\u00e7ue pour r\u00e9pondre \u00e0 vos besoins haut de gamme.                                                          <\/p>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div class=\"bred-pack-card__advantages\">\n\t\t\t\t<p class=\"bred-pack-card__advantages-heading\">Avantages inclus<\/p>\n\t\t\t\t\t\t\t\t\t<ul class=\"bred-pack-card__advantages-list\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"bred-pack-card__advantage\"><i class=\"bred-pack-card__check ph ph-check\" aria-hidden=\"true\"><\/i><span>Tous les avantages du Pack \u00c9b\u00e8ne Or<\/span><\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"bred-pack-card__advantage\"><i class=\"bred-pack-card__check ph ph-check\" aria-hidden=\"true\"><\/i><span>Carte bancaire Visa nationale et internationale Platinum : retraits et paiements.<\/span><\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"bred-pack-card__advantage\"><i class=\"bred-pack-card__check ph ph-check\" aria-hidden=\"true\"><\/i><span>Assurance protection \u00e0 l&#039;achat par Visa.<\/span><\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"bred-pack-card__advantage\"><i class=\"bred-pack-card__check ph ph-check\" aria-hidden=\"true\"><\/i><span>Assurance extension de garantie par Visa.<\/span><\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"bred-pack-card__advantage\"><i class=\"bred-pack-card__check ph ph-check\" aria-hidden=\"true\"><\/i><span>Acc\u00e8s au service GCAS (Programme global d\u2019assistance au porteur de carte).<\/span><\/li>\n\t\t\t\t\t\t\t\t\t\t\t<\/ul>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<details class=\"bred-pack-card__more\">\n\t\t\t\t\t\t<summary class=\"bred-pack-card__more-toggle\">\n\t\t\t\t\t\t\t<span>Tous les avantages<\/span>\n\t\t\t\t\t\t\t<i class=\"ph ph-caret-down\" aria-hidden=\"true\"><\/i>\t\t\t\t\t\t<\/summary>\n\t\t\t\t\t\t<ul class=\"bred-pack-card__advantages-list\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"bred-pack-card__advantage\"><i class=\"bred-pack-card__check ph ph-check\" aria-hidden=\"true\"><\/i><span>Conseils m\u00e9dicaux et juridiques \u00e0 l\u2019\u00e9tranger.<\/span><\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"bred-pack-card__advantage\"><i class=\"bred-pack-card__check ph ph-check\" aria-hidden=\"true\"><\/i><span>Acc\u00e8s aux avantages li\u00e9s \u00e0 la carte, \u00e0 Madagascar et \u00e0 l\u2019\u00e9tranger.<\/span><\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"bred-pack-card__advantage\"><i class=\"bred-pack-card__check ph ph-check\" aria-hidden=\"true\"><\/i><span>Remise sur des services et achats haut de gamme ainsi que + de 900 h\u00f4tels de luxe.<\/span><\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"bred-pack-card__advantage\"><i class=\"bred-pack-card__check ph ph-check\" aria-hidden=\"true\"><\/i><span>Afindrafindrao :  service de transfert \u00ab wallet to bank \u00bb et \u00ab bank to wallet \u00bb (en option).<\/span><\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t\t<\/div>\n\t\t\n\t\t\t\t\t<div class=\"bred-pack-card__price\">\n\t\t\t\t\t\t\t\t\t<span class=\"bred-pack-card__price-prefix\">\u00e0 partir de<\/span>\n\t\t\t\t\t\t\t\t<span class=\"bred-pack-card__price-amount\"> 54\u202f000 AR<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"bred-pack-card__price-suffix\">TTC par mois<\/span>\n\t\t\t\t\t\t\t<\/div>\n\t\t\n\t\t\t\t\t<a class=\"bred-pack-card__cta\" href=\"https:\/\/bred.mg\/formulaire-ouvrir-un-compte\/\">Souscrire<\/a>\n\t\t\t<\/article>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t<\/ul>\n\t<\/div>\n\n\t<\/section>\n\n\n\n<div class=\"wp-block-bred-push-app alignwide is-bg-primary-dark is-media-right has-image has-rating has-stores has-cta\"><div class=\"wp-block-bred-push-app__content\"><span class=\"wp-block-bred-push-app__eyebrow\">Application mobile<\/span><h2 class=\"wp-block-bred-push-app__title\">BRED Connect&nbsp;: <em>la banque qui vous suit&nbsp;<\/em><\/h2><p class=\"wp-block-bred-push-app__body\">Avec&nbsp;BRED Connect, consultez votre compte bancaire sur votre t\u00e9l\u00e9phone ou ordinateur gr\u00e2ce \u00e0 votre espace personnel s\u00e9curis\u00e9. Effectuez et suivez vos op\u00e9rations, t\u00e9l\u00e9chargez votre RIB, g\u00e9rez tout depuis votre mobile, o\u00f9 que vous soyez et quand vous le souhaitez !&nbsp;<\/p><div class=\"wp-block-bred-push-app__ratings\"><span class=\"wp-block-bred-push-app__rating\"><span class=\"wp-block-bred-push-app__rating-icon\" aria-hidden=\"true\"><i class=\"ph ph-apple-logo\" aria-hidden=\"true\"><\/i><\/span><span class=\"wp-block-bred-push-app__rating-value\">4,6\/5<\/span><span class=\"wp-block-bred-push-app__rating-star\" aria-hidden=\"true\"><i class=\"ph ph-star\" aria-hidden=\"true\"><\/i><\/span><span class=\"wp-block-bred-push-app__rating-label\">sur App Store<\/span><\/span><span class=\"wp-block-bred-push-app__rating\"><span class=\"wp-block-bred-push-app__rating-icon\" aria-hidden=\"true\"><i class=\"ph ph-google-play-logo\" aria-hidden=\"true\"><\/i><\/span><span class=\"wp-block-bred-push-app__rating-value\">4,4\/5<\/span><span class=\"wp-block-bred-push-app__rating-star\" aria-hidden=\"true\"><i class=\"ph ph-star\" aria-hidden=\"true\"><\/i><\/span><span class=\"wp-block-bred-push-app__rating-label\">sur Google Play<\/span><\/span><\/div><a class=\"wp-block-bred-push-app__cta\" href=\"https:\/\/connect.bred.mg\/connect\/\"><span class=\"wp-block-bred-push-app__cta-label\">Acc\u00e9der \u00e0 BRED Connect<\/span><\/a><div class=\"wp-block-bred-push-app__stores\"><a class=\"wp-block-bred-push-app__store is-apple\" href=\"https:\/\/apps.apple.com\/us\/app\/bred-connect-mada\/id6759828680 \" target=\"_blank\" rel=\"noopener noreferrer\" aria-label=\"T\u00e9l\u00e9charger sur l'App Store\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 162 54\" width=\"162\" height=\"54\" role=\"img\" aria-label=\"Download on the App Store\"><rect x=\"0.5\" y=\"0.5\" width=\"161\" height=\"53\" rx=\"9.5\" fill=\"#000000\" stroke=\"#ffffff\" stroke-opacity=\"0.15\"><\/rect><g transform=\"translate(14 12)\" fill=\"#ffffff\"><path d=\"M16.4 16.6c0-2.3 1.9-3.4 2-3.4-1-1.5-2.7-1.7-3.3-1.8-1.4-.1-2.7.8-3.4.8-.7 0-1.8-.8-3-.8-1.5 0-2.9.9-3.7 2.3-1.6 2.7-.4 6.7 1.1 8.9.7 1.1 1.6 2.3 2.7 2.2 1.1 0 1.5-.7 2.8-.7 1.3 0 1.7.7 2.8.7 1.2 0 1.9-1.1 2.6-2.2.8-1.2 1.2-2.5 1.2-2.5-.1 0-2.3-.9-2.3-3.5ZM14.7 10.5c.6-.7 1-1.6.9-2.6-.9 0-2 .6-2.6 1.3-.6.6-1 1.6-.9 2.5 1 .1 2-.5 2.6-1.2Z\"><\/path><\/g><text x=\"46\" y=\"22\" fill=\"#ffffff\" font-family=\"-apple-system, system-ui, sans-serif\" font-size=\"9\" font-weight=\"400\">Download on the<\/text><text x=\"46\" y=\"40\" fill=\"#ffffff\" font-family=\"-apple-system, system-ui, sans-serif\" font-size=\"18\" font-weight=\"500\">App Store<\/text><\/svg><\/a><a class=\"wp-block-bred-push-app__store is-play\" href=\"https:\/\/play.google.com\/store\/apps\/details?id=mg.bmbp.saphir.app1&amp;pcampaignid=web_share\" target=\"_blank\" rel=\"noopener noreferrer\" aria-label=\"Disponible sur Google Play\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 184 54\" width=\"184\" height=\"54\" role=\"img\" aria-label=\"Get it on Google Play\"><rect x=\"0.5\" y=\"0.5\" width=\"183\" height=\"53\" rx=\"9.5\" fill=\"#000000\" stroke=\"#ffffff\" stroke-opacity=\"0.15\"><\/rect><g transform=\"translate(14 12)\"><path d=\"M0 0v30l13-15L0 0Z\" fill=\"#34A853\"><\/path><path d=\"M0 0l21 12-8 3L0 0Z\" fill=\"#FBBC04\"><\/path><path d=\"M0 30l21-12-8-3L0 30Z\" fill=\"#EA4335\"><\/path><path d=\"M13 15l8-3 4 2.4-4 2.6-8-2Z\" fill=\"#4285F4\"><\/path><\/g><text x=\"50\" y=\"22\" fill=\"#ffffff\" font-family=\"-apple-system, system-ui, sans-serif\" font-size=\"9\" font-weight=\"400\">GET IT ON<\/text><text x=\"50\" y=\"40\" fill=\"#ffffff\" font-family=\"-apple-system, system-ui, sans-serif\" font-size=\"18\" font-weight=\"500\">Google Play<\/text><\/svg><\/a><\/div><\/div><div class=\"wp-block-bred-push-app__media\"><img class=\"wp-block-bred-push-app__image\" src=\"https:\/\/bred.mg\/wp-content\/uploads\/2026\/09\/BRED-Connect.gif\" alt=\"\" loading=\"lazy\" decoding=\"async\"\/><\/div><\/div>\n\n\n\n<style>\n\/* ===== Bouton principal : halo qui pulse + reflet lumineux ===== *\/\n@keyframes ctaHalo {\n  0%   { box-shadow: 0 0 0 0 rgba(0, 193, 242, .45); }\n  70%  { box-shadow: 0 0 0 16px rgba(0, 193, 242, 0); }\n  100% { box-shadow: 0 0 0 0 rgba(0, 193, 242, 0); }\n}\n@keyframes ctaBrillance {\n  0%, 55% { background-position: 160% 0; }\n  100%    { background-position: -60% 0; }\n}\n\n.anim-cta .anim-cta-btn {\n  background-image: linear-gradient(110deg,\n    rgba(255,255,255,0) 35%,\n    rgba(255,255,255,.28) 50%,\n    rgba(255,255,255,0) 65%);\n  background-size: 250% 100%;\n  background-repeat: no-repeat;\n  background-position: 160% 0;\n  animation: ctaHalo 2.6s ease-out infinite,\n             ctaBrillance 4s ease-in-out infinite;\n  transition: transform .2s ease;\n}\n.anim-cta .anim-cta-btn:hover {\n  transform: scale(1.04);\n  animation: ctaBrillance 4s ease-in-out infinite;\n}\n\n\/* ===== Titre : vague de lumi\u00e8re bleue qui traverse le texte ===== *\/\n@keyframes ctaTitre {\n  0%, 35% { background-position: 100% 0; }   \/* repos : texte dans sa couleur normale *\/\n  100%    { background-position: 0% 0; }     \/* la vague traverse de gauche \u00e0 droite *\/\n}\n\n@supports (-webkit-background-clip: text) or (background-clip: text) {\n  .anim-cta .anim-cta-titre {\n    background-image: linear-gradient(90deg,\n      currentColor 0%,\n      currentColor 25%,\n      #1f9bdc 50%,                           \/* bleu de la vague (ajuste \u00e0 ta charte) *\/\n      currentColor 75%,\n      currentColor 100%);\n    background-size: 200% 100%;\n    background-position: 100% 0;\n    -webkit-background-clip: text;\n    background-clip: text;\n    -webkit-text-fill-color: transparent;\n    animation: ctaTitre 7s ease-in-out infinite;\n  }\n}\n\n\/* Accessibilit\u00e9 : pas d'animation continue si l'appareil r\u00e9duit les animations *\/\n@media (prefers-reduced-motion: reduce) {\n  .anim-cta .anim-cta-btn { animation: none; }\n  .anim-cta .anim-cta-titre {\n    animation: none;\n    background-image: none;\n    -webkit-text-fill-color: currentColor;\n  }\n}\n<\/style>\n\n<script>\n(function () {\n  function init() {\n    document.querySelectorAll('.anim-cta').forEach(function (block) {\n      var liens = Array.from(block.querySelectorAll('a'));\n\n      \/\/ Bouton principal = le lien qui a un fond plein (le lien secondaire n'en a pas)\n      var principal = null;\n      liens.some(function (a) {\n        var c = getComputedStyle(a).backgroundColor;\n        if (c !== 'rgba(0, 0, 0, 0)') {\n          if (c !== 'transparent') { principal = a; return true; }\n        }\n        return false;\n      });\n      if (!principal) principal = liens[0];\n      if (principal) { principal.classList.add('anim-cta-btn'); }\n      console.log('[CTA] bouton principal repere :', !!principal);\n\n      \/\/ Titre = le premier titre h1-h4 ; sinon l'element de texte a la plus grande police\n      var titre 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question&nbsp;?<\/em> Nous sommes l\u00e0 pour vous aider<\/h2><p class=\"wp-block-bred-push__body\">Notre Centre Relation Client est \u00e0 votre \u00e9coute du <br><strong>lundi au vendredi de 7h30 \u00e0 20h30 et le samedi de 8h00 \u00e0 15h00.<\/strong><br>Les conseillers client\u00e8le sont disponibles par t\u00e9l\u00e9phone, mail <br><strong>du lundi au vendredi de 07h30 \u00e0 16h30.<\/strong><\/p><\/div><div class=\"wp-block-bred-push__ctas\"><a class=\"wp-block-bred-push__cta is-primary\" href=\"https:\/\/bred.mg\/prise-de-contact\/\"><span class=\"wp-block-bred-push__cta-label\">Parler \u00e0 un conseiller<\/span><\/a><\/div><\/div>\n\n\n\n<p 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